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MARINE CARGO INSURANCE: MARINE CARGO INSURANCE INDEMNIFIES LOSS/DAMAGE TO CARGO WHILST IN TRANSIT. CARGO INSURANCE CONTRACTS ARE GOVERENED BY 'INSTITUTE CARGO CLAUSES'. WE AT 'WTE', PREPARE YOUR RISK-PROFILE TO ARRANGE SUITABLE INSURANCE COVER FOR YOUR CARGO. THESE INSURANCE CONTRACTS ARE NOT RISTRICTED TO OCEAN FREIGHT'S ONLY BUT WE ALSO ARRANGE INSURANCE COVER FOR LAND TRANSIT OF GOODS.

PROPERTY INSURANCE: THIS CLASS OF INSURANCE OFFERS INDEMNITY AGAINST LOSS/DAMAGE TO COMMERCIAL/INDUSTRIAL PREMISES FOLLOWING OPERATION OF ANY INSURED PERILS (UNFORESEEN ACCIDENT). THIS INSURANCE ALSO INDEMNIFIES CONSEQUENTIAL LOSSES IN ADDITION TO MATERIAL DEMAGE ETC. OUR RISK-MANAGEMENT SERVICES HIGHLIGHTS YOUR NEEDS IN THIS CONTEXT. WHERE IN WE ADVISE YOU THE APPROPRIATE COVER ETC. ETC. OVER THESE YEARS PROPERTY INSURANCE HAS DEVELOPED A NUMBER OF TYPES OF COVERS TO MATCH YOUR NEEDS AND SERVE THE ECONOMY/INDUSTRY. FOR MORE DETAILS PLEASE FEEL FREE TO CONTACT US.	MARINE HULL DIVISION: - Hull & Machinery Insurance. -Increased Value & Disbursements. - Freight. - Loss of Hire. - Breach of Warranty (eg Mortgagees interest). - Voyage Risks. - Tows and break-up Voyages. - Port Risks (static or limited navigation). - Builders Risks / Construction Risks.- War Risks, Strikes, Riots & Civil Commotion- Confiscation, Expropriation, Nationalisation and Deprivation Risks..etc. etc.
HOME-OWNERS INSURANCE! HOME OWNERS INSURENCE ALLOWS INDEMNITY AGAINST LOSS/DAMAGE DUE TO FIRE/LIGHTENING, BURGLERY AND ALL OTHER INSURED PERILS.
	CONTRACTOR'S PLANT & EQUIPMENT ALL RISK'S INSURANCE!
THIS IS A COMPREHENSIVE COVER FOR CONTRACTOR'S PLANT & EQUIPMENT BEING USED AT THE CONSTRUCTION SITES. APART FROM OWN DAMAGE COVER THIS INSURANCE ALSO OFFERS INDEMNITY AGAINST THIRD PARTY LIABILITY WHICH MIGHT ARRISE FOLLOWING ACCIDENT ON THE SITE.
	ENGINEERING INSURANCES! CONTRACTOR'S ALL RISKS INSURANCE.
	ERECTION ALL RISKS INSURANCE.
AUTOMOBILE INSURANCE: DO YOU HAVE APPROPRIATE INSURANCE FOR YOUR PRIVATE OR COMMERCIAL VEHICLES. IF YOU DON'T HAVE INSURANCE, FEEL FREE TO CONTACT US. WE CAN MANAGE COMPREHENSIVE INSURANCE FOR YOUR VEHICLES AT VERY REASONABLE COST/PREMIUM. COMPREHENSIVE INSURANCE INCLUDES: 1. OWN DAMAGE. 2. THIRD PARTY LIABILITY. APART FROM AFOREMENTIONED, A NUMBER OF PERSONAL ACCIDENT BENEFITS CAN BE INCLUDED IN THE POLICY AT VERY REASONABLE ADDITIONAL PREMIUM.